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Other profiles:  AIM³⁰  |   AIM⁶⁰ |  AIM⁸⁰ |  AIM^{Age Steps}  |  AIM^{Future Fund}  |  Managed⁶⁰  |  D Fund  |  Ethica

See all investment options.

Overall objective

The objective of AIM^{First Home} is to target an average return above the cash rate, while recognising that members saving in this option are saving for a deposit for their first home which will be bought at some point in the next 5 years. We expect AIM^{First Home} to earn a positive return (after-tax) each year and to average 0.25% to 0.5% above the return available bank deposits. The option will opportunistically invest in property and shares when the market conditions and outlook are favourable.

Investment strategy

If you choose AIM^{First Home}, each $100 of your savings is invested in the individual investment Pools by the Trustee around a benchmark of:

SuperLife lets members combine ten different single sector pools into a strategy or Mix to meet their retirement and investment needs.

Members can also choose one of the standard Mixes (AIM³⁰, AIM⁶⁰, AIM⁸⁰ and AIM^{Age Steps}) or the discretionary strategies of Managed³⁰ Managed⁶⁰ Pool, AIM^{First Home} or the D fund.

The standard Mixes are fixed mixes of the Pools and direct new savings into the Pools.

The strategy of the discretionary strategies varies based on the Trustee’s view of the likely returns of each Pool over the next 1 to 3 years.