The amount charged by the insurer depends on factors such as:
- gender, age and health;
- whether or not you smoke;
- the premium basis you choose i.e. the 1, 5 or 10 year option(s), and
- the amount of cover you take out (as the premium rates relate to each $1,000 of cover you choose).
In addition, you pay a $33 a year administration fee.
See how much the premium is for you:
To calculate how much life insurance might cost, use our life insurance calculator.