SuperLife has a range of individual investment sector Pools, a series of fixed mixes of the sector Pools and a range of discretionary Pools and Mixes. There is also a socially responsible balanced Pool. You set your own investment strategy (mix of cash, bonds, property and shares) or choose any of the standard strategy options. There are no minimal investment levels.
Individual sector Pools
Individual sector Pools cover each of the main types of assets. You can combine them to suit your needs.
|Overseas Government Bonds|
|Overseas non-Government Bonds|
|Overseas Shares Currency Hedged|
|Overseas Shares (Unhedged)|
There are three standard fixed Mixes of the individual sector Pools. They are known as AIM30, AIM60 and AIM80. They target specific risk and return outcomes. With these options the number refers to the proportion in shares and property within the Mix with the balance being in cash and bonds. For example, AIM80 has 80% in shares and property and 20% in cash and bonds. With the fixed Mixes, your new savings are invested in the individual sector Pools in the proportion shown.
|New Zealand bonds||30.0%||17.5%||15.0%|
|Overseas government bonds||10.0%||7.5%||0.0%|
|Overseas non-government bonds||20.0%||10.0%||0.0%|
|New Zealand shares||5.0%||7.5%||10.0%|
|Overseas shares currency hedged||5.0%||10.0%||12.5%|
|Overseas shares (unhedged)||5.0%||10.0%||12.5%|
There is also AIMAge Steps. AIMAge Steps sets the level of shares and property based on your age. This option automatically reduces the allocation to shares and property as you get older.
Discretionary pools and variable investment Mix options
There are two discretionary Pools and variable Mixes. Under these options the investment strategy is set and varied from time to time by the investment manager based on its view of the market and economic conditions. They target specific risk and return outcomes.
|the D fund|
|AIM First Home|
|AIM Future Fund|
Responsible investment option
Ethica is a balanced investment option that invests on a socially responsible basis by excluding investments that do not meet defined principles. It places emphasis on social, community, environment and sustainability factors.