Investments
Investment options
SuperLife lets you choose how your savings are invested. You can set your own investment strategy (mix of cash, bonds, property and shares) or choose one of the standard options.
Customised investment strategy
Under SuperLife you can build your own investment strategy from the individual investment sector pools. Individual sector pools cover each of the main asset classes and let you determine your own strategy right down to the currency hedging level on overseas shares.
Standard fixed investment Mix options
SuperLife has three standard fixed investment Mix options; these are referred to as AIM30, AIM60 and AIM80. The number refers to the percentage of shares and property within the Mix. For example, AIM80 has 80% in shares and property. With each of the mixes, your new savings are invested in the individual investment pools in the proportions shown.
| Investment Pools |
AIM30 |
AIM60 |
AIM80 |
| Cash | 10.0% | 5.0% | 5.0% |
| New Zealand bonds | 30.0% | 17.5% | 15.0% |
| Overseas government bonds | 10.0% | 7.5% | 0.0% |
| Overseas non-government bonds | 20.0% | 10.0% | 0.0% |
| Property | 5.0% | 10.0% | 12.5% |
| New Zealand shares | 5.0% | 7.5% | 10.0% |
| Australian shares | 5.0% | 12.5% | 15.0% |
| Overseas shares currency hedged | 5.0% | 10.0% | 12.5% |
| Overseas shares (unhedged) | 5.0% | 10.0% | 12.5% |
| Emerging markets | 5.0% | 10.0% | 17.5% |
|
Total |
100% | 100% | 100% |
In addition to the standard investment Mix options SuperLife also offers AIMAge Steps This automatically reduces your exposure to shares and property as you get older.
Standard discretionary investment strategy options
SuperLife has five standard discretionary investment strategy options. Under these options the Trustee sets the investment strategy and varies it from time to time targeting specific goals and return outcomes. The options are AIMFirst Home, Managed30, Managed60, Ethica and the D fund.
Learn more about the SuperLife investment options and the individual investment pools.
