Investments
Related resources
Investment returns (after-tax)
SuperLife's investment performance (after tax and after asset related fees) to 31 March 2013, for a member on the highest PIR tax rate is shown below.
See how SuperLife compares to other superannuation products in the Eriksen Master Trust Survey.
After-tax returns to 31 March 2013
| Investment Pool | 7 years (p.a.) | 5 years (p.a.) | 3 years (p.a.) | Last year | Last month |
| Cash | 3.9% | 3.4% | 2.8% | 2.7% | 0.2% |
| NZ Bonds | 5.3% | 6.3% | 5.8% | 5.8% | 0.4% |
| Overseas Govt. Bonds | 6.3% | 6.2% | 5.2% | 5.0% | 1.0% |
| Overseas Non-Govt. Bonds | 6.4% | 6.9% | 5.3% | 5.8% | 0.1% |
| Property | 1.2% | 3.0% | 12.4% | 20.8% | 1.9% |
| NZ Shares | 5.0% | 8.6% | 13.4% | 33.8% | 2.1% |
| Australian Shares | n/a | 1.4% |
1.3% | 6.5% | -0.9% |
| OS Shares Currency Hedged | 2.4% | 3.0% | 7.6% | 12.9% | 4.2% |
| OS Shares (unhedged) | -3.3% | -1.0% | 0.7% | 6.2% | 1.4% |
| Emerging Markets | n/a | n/a | n/a | -1.1% | -2.9% |
| Gemino | n/a | -5.1% | 2.1% | 27.9% | 1.5% |
| Ethica | n/a | 5.2% | 5.1% | 11.1% | 0.7% |
| Managed30 | n/a | n/a | n/a | 9.1% |
0.4% |
| Managed60 | 3.7% | 5.4% | 6.4% | 11.5% | 1.2% |
| AIM30 | 4.3% | 5.1% | 5.3% | 7.5% | 0.5% |
| AIM60 | 2.8% | 4.0% | 5.2% | 9.2% | 0.7% |
| AIM80 | 1.5% | 2.8% | 4.9% | 9.9% | 0.6% |
| AIMFirst Home | n/a | 5.7% | 5.4% | 5.6% | 0.2% |
| the D fund | n/a | 5.7% | 5.4% | 7.2% | 0.3% |
The highest PIR tax rate is 33% prior to 31 March 2008, 30% 1 April 2008 to 30 September 2010 and 28% after 30 September 2010.
Remember: past performance is no guarantee of future performance levels.
See your own individual investment performance – online
Log in to your account to view how your investments have performed. If you haven't registered for web access to your account, phone us on 0800 27 87 37 for your PIN, then register online.
Read why SuperLife does not participate in the gross return surveys. We think gross returns can be very misleading.
Allocation of returns
The investment earnings for each investment option are allocated on a daily basis. Each day the investments are valued using the latest values available (normally at the close of business the previous day). The investment income received and the change in market value of the assets is calculated and a proportional share, based on the amount a member has invested in that option, is allocated to the member. The tax payable on the portion that is taxable income is also calculated and the tax deducted each day. The amount shown on the member website, and in the statements, for a member in their KiwiSaver account is the amount that would be payable at that time, if they were entitled to it.
Read more about allocation of investment returns.
Past returns
While SuperLife does not currently submit its returns to performance surveys and has concerns about the accuracy and comparability of the returns that the surveys quote, and the independence of many of the organisations compiling the surveys, we recognise that some members will take comfort from "surveys". The most reliable return comparisons relate to the cash sector returns. This is the sector where the practices and strategies of the different managers do not vary as much.
See SuperLife's cash returns against the published cash returns of other managers.
See wider SuperLife returns of each of its options against the returns of other managers.
