When you first apply for life insurance cover and before it is confirmed that it is in place, the insurer has agreed to cover you for accidental death for the amount you choose for up to three months from the date SuperLife receives your application form.
This accidental death cover will cease within the three month period, when you are advised by SuperLife of the terms on which the insurer has accepted (or declined) your application.
The 5 or 10 year "level cost" option
All life insurance costs more as you get older, and SuperLife is no different. However SuperLife lets you choose insurance where your cost stays fixed for either 5 or 10 years at a time.
This means that you pay more in the early part of the 5 or 10 years and less in the latter part. Overall, you will pay about the same.