The D fund strategy profile
The purpose of the D fund is to provide an investment option that is directly comparable to the default options of the government appointed default KiwiSaver providers. Because of the high allocation to cash and bonds, the D fund is not generally suitable for a long-term investor and should only be used by an investor looking to withdraw money in the next 3 to 5 years and who requires a small exposure to property/shares to provide a level of protection against inflation.
If you choose the D fund, each $100 of your savings is invested in the individual investment Pools by the Trustee around a benchmark of:
SuperLife is a registered superannuation scheme that lets members combine ten different single sector pools into a strategy or Mix to meet their retirement and investment needs.
Members can also choose one of the standard Mixes (AIM30, AIM60, AIM80 and AIMAge Steps) or the discretionary strategies of Managed60 Pool, AIMFirst Home or the D fund.
The standard Mixes are fixed mixes of the Pools and direct new savings into the Pools.