SuperLife

SuperLife Balanced

 

Objective

SuperLife Balanced invests in a mix of income and growth assets. Designed for investors that want a "balanced" investment option. Negative annual returns may occur once in every 5-7 years on average.

 

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Fund Facts

Asset Class Multi-asset class
Geographic Focus International
Market Index The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 31/08/2019) $40,656,371
Fund Start Date 23 February 2009
Risk Indicator ( 30/09/2018)

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Fund Value ( 31/08/2019) $385,917,314
Fund Start Date 28 October 2016
Risk Indicator ( 30/09/2018)

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Fund Value ( 31/08/2019) $324,380,496
Fund Start Date 18 February 2009
Risk Indicator ( 30/09/2018)

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Fund Value ( 31/08/2019) $6,045,996
Fund Start Date 24 July 2012
Risk Indicator ( 30/09/2018)

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Returns and Fees

31 August 2019
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.07% 5.17% 6.61% 6.74%
Market Index Return
(reflects no deductions for charges and tax)
0.18% 7.58% 8.59% 8.14%
Fee Amount
Fund Charges 0.60% per annum of fund's net value.
Administration fee $30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.06% 5.21%
Market Index Return
(reflects no deductions for charges and tax)
0.18% 7.58%
Fee Amount
Fund Charges 0.50% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Paper statements fee $18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.06% 5.25% 6.71% 6.86%
Market Index Return
(reflects no deductions for charges and tax)
0.18% 7.58% 8.59% 8.14%
Fee Amount
Fund Charges 0.50% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Paper statements fee $18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form).
Transfer fee $50 for each transfer (you will only be charged this fee if the PDS Supplement for your employer allows you to transfer money from your accounts to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.07% 5.13% 6.61% 6.77%
Market Index Return
(reflects no deductions for charges and tax)
0.18% 7.58% 8.59% 8.14%
Fee Amount
Fund Charges 0.61% per annum of fund's net value.
Administration fee $60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Entry fee 1% of the amount transferred or $500 (whichever is greater). You will be charged this fee when you transfer money into the Scheme from a UK pension scheme or another ROPS.
Exit fee 1% of the amount transferred or $500 (whichever is greater). You will be charged this fee if you transfer your investment from the Scheme to a UK pension scheme or another ROPS.
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

Asset Class

31 August 2019

The current allocation between the asset classes is:

Income Current %Target %Range
Cash and cash equivalents 0.28% 1.00% 0-20%
New Zealand fixed interest 12.56% 13.00% 0-30%
International fixed interest 26.34% 26.00% 0-40%
Total 39.18% 40.00%
Growth Current %Target %Range
Australasian equities 14.92% 14.50% 0-40%
International equities 37.72% 38.00% 0-50%
Listed property 8.17% 7.50% 0-20%
Total 60.81% 60.00%

Top 10 Fund Investments

31 August 2019

The managed funds invest in SuperLife's sector and ETF funds, and in directly held financial products. To view the top 10 individual holdings of the underlying funds, download the latest fund update at the top of this page.

NameType%
Vanguard International Credit Securities Index Fund Hedged International fixed interest 13.32%
Smartshares NZ Bond Fund New Zealand fixed interest 12.55%
Smartshares Global Bond Fund International fixed interest 12.25%
Smartshares NZ Top 50 Fund Australasian equities 10.03%
Smartshares US 500 Fund International equities 8.23%
Smartshares Europe Fund International equities 7.13%
Smartshares Emerging Markets Fund International equities 5.53%
Smartshares Asia Pacific Fund International equities 4.58%
Vanguard International Property Securities Index Fund Hedged Listed property 3.95%
Smartshares US Mid Cap Fund International equities 3.26%

 

Geography

31 July 2019
Country%Relative Weighting
United States 30.24%
New Zealand 27.23%
Australia 7.22%
Japan 6.31%
United Kingdom 4.61%
Germany 2.54%
China 2.45%
France 2.41%
Canada 1.35%
Switzerland 1.34%

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