Castle Point 5 Oceans Fund

Fund Facts

Asset Class	Multi-asset class
Geographic Focus	International
Market Index	The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 31/10/2023)	$1,034,183
Fund Start Date	15 July 2020
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$5,721,659
Fund Start Date	15 July 2020
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$306,183
Fund Start Date	15 July 2020
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$104,247
Fund Start Date	15 July 2020
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

31 October 2023

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.43%	-0.28%	2.39%
Market Index Return (reflects no deductions for charges and tax)	0.75%	7.57%	5.21%

Fee	Amount
Fund Charges (estimate)	1.43% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). You do not pay the fee if you have all your money invested in the SuperLife Default Fund.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.44%	-0.23%	2.44%
Market Index Return (reflects no deductions for charges and tax)	0.75%	7.57%	5.21%

Fee	Amount
Fund Charges (estimate)	1.33% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.43%	-0.28%	2.43%
Market Index Return (reflects no deductions for charges and tax)	0.75%	7.57%	5.21%

Fee	Amount
Fund Charges (estimate)	1.43% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee	You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.44%	-0.45%	2.41%
Market Index Return (reflects no deductions for charges and tax)	0.75%	7.57%	5.21%

Fee	Amount
Fund Charges (estimate)	1.64% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The fund charges disclosed above for the Castle Point 5 Oceans Fund are based on the product disclosure statement dated 20 January 2023 for the underlying Castle Point 5 Oceans Fund managed by Castle Point Funds Management Limited. The fund charges are an estimate as some of the costs and expenses charged by the underlying funds that the Castle Point 5 Oceans Fund invests into are not fixed. If the actual costs are higher than the estimate, the fund charges will be higher than the amount set out above. The estimated fund charges include operating expenses of non-related underlying funds where they are in addition to each fund’s management fees (estimated to be 0.01% based on the fees charged by each of the underlying funds over the 12 months to 31 March 2022). It also includes estimated performance-based fees for non-related underlying funds (estimated to be 0.23% based on the performance fees charged by each of the non-related underlying funds over the five years to 31 March 2022). For more information on how the underlying fund charges are calculated by Castle Point Funds Management Limited’s Castle Point 5 Oceans Fund, please visit castlepointfunds.com/5-oceans-fund.

Fund Investments

31 October 2023

The Castle Point 5 Oceans Fund invests in the Castle Point 5 Oceans Fund managed by Castle Point Funds Management Limited

Name	Type	%
Castle Point 5 Oceans Fund	Australasian equities	98.73%
ANZ NZD Current Account	Cash and cash equivalents	1.05%
Net Current Assets	Cash and cash equivalents	0.22%