S&P/NZX NZ Government Bond Fund

Asset Class	Single asset class – New Zealand fixed interest
Geographic Focus	New Zealand
Market Index	S&P/NZX NZ Government Bond Index

Fund Value ( 30/06/2020)	$0
Fund Start Date	15 July 2020
Risk Indicator ( 30/06/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/06/2020)	$0
Fund Start Date	15 July 2020
Risk Indicator ( 30/06/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/06/2020)	$0
Fund Start Date	15 July 2020
Risk Indicator ( 30/06/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/06/2020)	$0
Fund Start Date	15 July 2020
Risk Indicator ( 30/06/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

30 June 2020

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)
Market Index Return (reflects no deductions for charges and tax)

Fee	Amount
Fund Charges	0.54% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The gross fee is calculated using your PIR.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)
Market Index Return (reflects no deductions for charges and tax)

Fee	Amount
Fund Charges	0.44% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.
Paper statements fee	$18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form). The paper statements fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)
Market Index Return (reflects no deductions for charges and tax)

Fee	Amount
Fund Charges	0.44% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.
Paper statements fee	$18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form). The paper statements fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.
Transfer fee	$50 for each transfer (you will only be charged this fee if the PDS Supplement for your employer allows you to transfer money from your accounts to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme). The transfer fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)
Market Index Return (reflects no deductions for charges and tax)

Fee	Amount
Fund Charges	0.55% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The gross fee is calculated using a 28% tax rate.
Entry fee	1% of the amount transferred or $500 (whichever is greater). You will be charged this fee when you transfer money into the Scheme from a UK pension scheme or another ROPS.
Exit fee	1% of the amount transferred or $500 (whichever is greater). You will be charged this fee if you transfer your investment from the Scheme to a UK pension scheme or another ROPS.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

30 June 2020

Name	Type	%
Smartshares S&P/NZX NZ Government Bond ETF	New Zealand fixed interest	100.00%

Portfolio Characteristics

Notice: Undefined index: Current running yield in /var/www/joomla_2017/modules/mod_nzx_fee_csv/tmpl/default.php on line 11

Notice: Trying to get property 'effectiveDate' of non-object in /var/www/joomla_2017/modules/mod_nzx_fee_csv/tmpl/default.php on line 11
1 January 1970

Duration	Notice: Undefined index: Duration in /var/www/joomla_2017/modules/mod_nzx_fee_csv/tmpl/default.php on line 17 Notice: Trying to get property 'value' of non-object in /var/www/joomla_2017/modules/mod_nzx_fee_csv/tmpl/default.php on line 17
Current Yield	Notice: Undefined index: Current running yield in /var/www/joomla_2017/modules/mod_nzx_fee_csv/tmpl/default.php on line 21 Notice: Trying to get property 'value' of non-object in /var/www/joomla_2017/modules/mod_nzx_fee_csv/tmpl/default.php on line 21