SuperLife

SuperLife Balanced Fund

 

Objective

SuperLife Balanced invests in a mix of income and growth assets. Designed for investors that want a "balanced" investment option. Negative annual returns may occur once in every 5-7 years on average.

 

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Fund Facts

Asset Class Multi-asset class
Geographic Focus International
Market Index The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 31/08/2021) $60,889,878
Fund Start Date 23 February 2009
Risk Indicator ( 31/05/2020)

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Fund Value ( 31/08/2021) $488,447,573
Fund Start Date 28 October 2016
Risk Indicator ( 31/05/2020)

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Fund Value ( 31/08/2021) $361,863,259
Fund Start Date 18 February 2009
Risk Indicator ( 31/05/2020)

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Fund Value ( 31/08/2021) $9,031,978
Fund Start Date 24 July 2012
Risk Indicator ( 31/05/2020)

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Returns and Fees

31 August 2021
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
1.43% 14.22% 7.18% 7.24%
Market Index Return
(reflects no deductions for charges and tax)
1.17% 15.03% 9.65% 9.43%
Fee Amount
Fund Charges 0.60% per annum of fund's net value.
Administration fee $30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
1.44% 14.09% 7.17%
Market Index Return
(reflects no deductions for charges and tax)
1.17% 15.03% 9.65%
Fee Amount
Fund Charges 0.50% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
1.44% 14.28% 7.24% 7.32%
Market Index Return
(reflects no deductions for charges and tax)
1.17% 15.03% 9.65% 9.43%
Fee Amount
Fund Charges 0.50% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
1.43% 14.19% 7.19% 7.26%
Market Index Return
(reflects no deductions for charges and tax)
1.17% 15.03% 9.65% 9.43%
Fee Amount
Fund Charges 0.71% per annum of fund's net value.
Administration fee $60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Entry fee You will be charged this fee when you transfer money into the SuperLife UK pension transfer scheme from a UK pension scheme or Recognised Overseas Pension Scheme (ROPS). The fee is $500.
Exit fee You will be charged this fee if you transfer your investment from the SuperLife UK pension transfer scheme to a UK pension scheme or another ROPS. The fee is 1.00% of the amount transferred or $500 (whichever is greater).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

Asset Class

31 August 2021

The current allocation between the asset classes is:

Income Current %Target %Range
Cash and cash equivalents 11.88% 12.00% 0-60%
New Zealand fixed interest 11.23% 11.00% 0-30%
International fixed interest 16.52% 17.00% 0-40%
Total 39.63% 40.00%
Growth Current %Target %Range
Australasian equities 14.89% 14.00% 0-40%
International equities 37.54% 36.00% 0-50%
Listed property 7.76% 5.00% 0-20%
Total 60.19% 55.00%

Top 10 Fund Investments

31 August 2021

The managed funds invest in SuperLife's sector and ETF funds, and in directly held financial products. To view the top 10 individual holdings of the underlying funds, download the latest fund update at the top of this page.

NameType%
Smartshares NZ Cash ETF Cash and cash equivalents 10.83%
Smartshares S&P/NZX 50 ETF Australasian equities 10.22%
Smartshares Global Aggregate Bond ETF International fixed interest 9.93%
Smartshares US 500 ETF International equities 6.84%
Smartshares Global Bond ETF International fixed interest 6.59%
Smartshares S&P/NZX NZ Government Bond ETF New Zealand fixed interest 5.65%
Smartshares NZ Bond ETF New Zealand fixed interest 5.58%
Smartshares Europe ETF International equities 5.07%
Smartshares Emerging Markets ETF International equities 4.14%
Vanguard International Property Securities Index Fund Hedged Listed property 3.81%

 

Geography

31 July 2021
Country%Relative Weighting
New Zealand 32.05%
United States 28.64%
Australia 7.22%
Japan 6.00%
United Kingdom 3.75%
China 3.31%
Germany 2.17%
France 2.16%
Switzerland 1.42%
Taiwan 1.04%

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