SuperLife Balanced Fund

Asset Class	Multi-asset class
Geographic Focus	International
Market Index	The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 30/09/2021)	$60,834,340
Fund Start Date	23 February 2009
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/09/2021)	$483,255,835
Fund Start Date	28 October 2016
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/09/2021)	$354,064,279
Fund Start Date	18 February 2009
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/09/2021)	$8,921,166
Fund Start Date	24 July 2012
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

30 September 2021

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.12%	13.96%	6.72%	6.93%
Market Index Return (reflects no deductions for charges and tax)	-1.54%	14.59%	9.07%	9.12%

Fee	Amount
Fund Charges	0.60% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.11%	13.81%	6.71%
Market Index Return (reflects no deductions for charges and tax)	-1.54%	14.59%	9.07%

Fee	Amount
Fund Charges	0.50% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.11%	14.00%	6.78%	7.01%
Market Index Return (reflects no deductions for charges and tax)	-1.54%	14.59%	9.07%	9.12%

Fee	Amount
Fund Charges	0.50% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee	You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.13%	13.92%	6.72%	6.94%
Market Index Return (reflects no deductions for charges and tax)	-1.54%	14.59%	9.07%	9.12%

Fee	Amount
Fund Charges	0.71% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Entry fee	You will be charged this fee when you transfer money into the SuperLife UK pension transfer scheme from a UK pension scheme or Recognised Overseas Pension Scheme (ROPS). The fee is $500.
Exit fee	You will be charged this fee if you transfer your investment from the SuperLife UK pension transfer scheme to a UK pension scheme or another ROPS. The fee is 1.00% of the amount transferred or $500 (whichever is greater).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

30 September 2021

Income	Current %	Target %	Range
Cash and cash equivalents	12.00%	12.00%	0-60%
New Zealand fixed interest	11.28%	11.00%	0-30%
International fixed interest	16.87%	17.00%	0-40%
Total	40.15%	40.00%
Growth	Current %	Target %	Range
Australasian equities	14.76%	14.00%	0-40%
International equities	37.91%	36.00%	0-50%
Listed property	7.59%	5.00%	0-20%
Other	-0.41%	5.00%	0-15%
Total	59.85%	60.00%

30 September 2021

Name	Type	%
Smartshares NZ Cash ETF	Cash and cash equivalents	10.94%
Smartshares S&P/NZX 50 ETF	Australasian equities	10.33%
Smartshares Global Aggregate Bond ETF	International fixed interest	10.26%
Smartshares Global Bond ETF	International fixed interest	6.62%
Smartshares US 500 ETF	International equities	5.78%
Smartshares S&P/NZX NZ Government Bond ETF	New Zealand fixed interest	5.67%
Smartshares NZ Bond ETF	New Zealand fixed interest	5.61%
Smartshares Europe ETF	International equities	4.95%
Smartshares Emerging Markets ETF	International equities	4.11%
Vanguard International Property Securities Index Fund Hedged	Listed property	3.69%

Geography

31 August 2021

Country	%	Relative Weighting
New Zealand	35.98%
United States	27.39%
Australia	7.07%
Japan	5.51%
China	3.36%
United Kingdom	3.20%
France	1.95%
Germany	1.86%
Switzerland	1.29%
Taiwan	1.04%