SuperLife Balanced Fund

Asset Class	Multi-asset class
Geographic Focus	International
Market Index	The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 30/06/2021)	$58,188,705
Fund Start Date	23 February 2009
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/06/2021)	$488,352,835
Fund Start Date	28 October 2016
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/06/2021)	$369,765,550
Fund Start Date	18 February 2009
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/06/2021)	$8,642,786
Fund Start Date	24 July 2012
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

30 June 2021

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	1.90%	17.27%	7.45%	7.80%
Market Index Return (reflects no deductions for charges and tax)	1.79%	19.46%	10.04%	9.87%

Fee	Amount
Fund Charges	0.60% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	1.87%	16.97%	7.42%
Market Index Return (reflects no deductions for charges and tax)	1.79%	19.46%	10.04%

Fee	Amount
Fund Charges	0.50% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	1.91%	17.29%	7.51%	7.88%
Market Index Return (reflects no deductions for charges and tax)	1.79%	19.46%	10.04%	9.87%

Fee	Amount
Fund Charges	0.50% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee	You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	1.90%	17.26%	7.47%	7.82%
Market Index Return (reflects no deductions for charges and tax)	1.79%	19.46%	10.04%	9.87%

Fee	Amount
Fund Charges	0.71% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Entry fee	You will be charged this fee when you transfer money into the SuperLife UK pension transfer scheme from a UK pension scheme or Recognised Overseas Pension Scheme (ROPS). The fee is $500.
Exit fee	You will be charged this fee if you transfer your investment from the SuperLife UK pension transfer scheme to a UK pension scheme or another ROPS. The fee is 1.00% of the amount transferred or $500 (whichever is greater).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

30 June 2021

Income	Current %	Target %	Range
Cash and cash equivalents	5.59%	1.00%	0-20%
New Zealand fixed interest	10.87%	13.00%	0-30%
International fixed interest	21.90%	26.00%	0-40%
Total	38.36%	40.00%
Growth	Current %	Target %	Range
Australasian equities	14.69%	14.50%	0-40%
International equities	39.27%	38.00%	0-50%
Listed property	7.68%	7.50%	0-20%
Total	61.64%	60.00%

30 June 2021

Name	Type	%
Vanguard International Credit Securities Index Fund Hedged	International fixed interest	9.18%
Smartshares NZ Bond ETF	New Zealand fixed interest	9.09%
Smartshares Global Bond ETF	International fixed interest	8.80%
Smartshares US 500 ETF	International equities	6.00%
Smartshares S&P/NZX 50 ETF	Australasian equities	5.57%
Smartshares Europe ETF	International equities	5.39%
Smartshares NZ Top 50 ETF	Australasian equities	4.92%
Smartshares Emerging Markets ETF	International equities	4.48%
Smartshares NZ Cash ETF	Cash and cash equivalents	4.07%
Smartshares Global Aggregate Bond ETF	International fixed interest	3.97%

Geography

30 June 2021

Country	%	Relative Weighting
United States	29.85%
New Zealand	28.54%
Australia	7.41%
Japan	5.80%
United Kingdom	3.91%
China	3.75%
Germany	2.44%
France	2.33%
Switzerland	1.43%
Canada	1.27%