SuperLife

SuperLife Conservative Fund

 

Objective

SuperLife Conservative invests mostly in income assets. Designed for investors that want a "conservative" investment option. Negative annual returns may occur once in every 7-10 years on average.

 

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Fund Facts

Asset Class Multi-asset class
Geographic Focus International
Market Index The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 30/09/2021) $25,513,439
Fund Start Date 15 November 2010
Risk Indicator ( 31/05/2020)

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Fund Value ( 30/09/2021) $95,543,090
Fund Start Date 28 October 2016
Risk Indicator ( 31/05/2020)

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Fund Value ( 30/09/2021) $50,366,297
Fund Start Date 21 September 2010
Risk Indicator ( 31/05/2020)

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Fund Value ( 30/09/2021) $3,738,808
Fund Start Date 24 July 2012
Risk Indicator ( 31/05/2020)

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Returns and Fees

30 September 2021
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.92% 6.18% 4.67% 4.55%
Market Index Return
(reflects no deductions for charges and tax)
-1.16% 6.40% 6.53% 5.98%
Fee Amount
Fund Charges 0.57% per annum of fund's net value.
Administration fee $30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.92% 6.25% 4.72%
Market Index Return
(reflects no deductions for charges and tax)
-1.16% 6.41% 6.53%
Fee Amount
Fund Charges 0.47% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.92% 6.25% 4.73% 4.62%
Market Index Return
(reflects no deductions for charges and tax)
-1.16% 6.40% 6.53% 5.98%
Fee Amount
Fund Charges 0.47% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
-0.93% 6.15% 4.64% 4.54%
Market Index Return
(reflects no deductions for charges and tax)
-1.16% 6.40% 6.53% 5.98%
Fee Amount
Fund Charges 0.68% per annum of fund's net value.
Administration fee $60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Entry fee You will be charged this fee when you transfer money into the SuperLife UK pension transfer scheme from a UK pension scheme or Recognised Overseas Pension Scheme (ROPS). The fee is $500.
Exit fee You will be charged this fee if you transfer your investment from the SuperLife UK pension transfer scheme to a UK pension scheme or another ROPS. The fee is 1.00% of the amount transferred or $500 (whichever is greater).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

Asset Class

30 September 2021

The current allocation between the asset classes is:

Income Current %Target %Range
Cash and cash equivalents 20.74% 21.00% 0-90%
New Zealand fixed interest 20.37% 20.00% 0-50%
International fixed interest 29.03% 29.00% 0-60%
Total 70.14% 70.00%
Growth Current %Target %Range
Australasian equities 6.48% 5.00% 0-30%
International equities 16.11% 15.00% 0-35%
Listed property 7.47% 5.00% 0-15%
Other -0.20% 5.00% 0-15%
Total 29.86% 30.00%

Top 10 Fund Investments

30 September 2021

The managed funds invest in SuperLife's sector and ETF funds, and in directly held financial products. To view the top 10 individual holdings of the underlying funds, download the latest fund update at the top of this page.

NameType%
Smartshares NZ Cash ETF Cash and cash equivalents 19.90%
Smartshares Global Aggregate Bond ETF International fixed interest 17.56%
Smartshares Global Bond ETF International fixed interest 11.48%
Smartshares S&P/NZX NZ Government Bond ETF New Zealand fixed interest 10.24%
Smartshares NZ Bond ETF New Zealand fixed interest 10.13%
Smartshares S&P/NZX 50 ETF Australasian equities 4.30%
Vanguard International Property Securities Index Fund Hedged Listed property 3.66%
Smartshares US 500 ETF International equities 2.39%
Smartshares Europe ETF International equities 2.13%
Smartshares Australian Property ETF Listed property 1.96%

 

Geography

31 August 2021
Country%Relative Weighting
New Zealand 47.15%
United States 20.24%
Japan 5.54%
Australia 4.59%
United Kingdom 3.22%
China 3.19%
France 1.77%
Germany 1.69%
Italy 0.97%
Spain 0.94%

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