SuperLife

SuperLife Conservative Fund

 

Objective

SuperLife Conservative invests mostly in income assets. Designed for investors that want a "conservative" investment option. Negative annual returns may occur once in every 7-10 years on average.

 

Latest Quarterly Fund Updates

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Fund Facts

Asset Class Multi-asset class
Geographic Focus International
Market Index The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 29/02/2024) $26,417,133
Fund Start Date 15 November 2010
Risk Indicator ( 29/12/2023)

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Fund Value ( 29/02/2024) $86,969,329
Fund Start Date 28 October 2016
Risk Indicator ( 29/12/2023)

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Fund Value ( 29/02/2024) $42,164,522
Fund Start Date 21 September 2010
Risk Indicator ( 29/12/2023)

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Fund Value ( 29/02/2024) $2,718,421
Fund Start Date 24 July 2012
Risk Indicator ( 29/12/2023)

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Returns and Fees

29 February 2024
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
0.70% 6.29% 1.12% 2.58%
Market Index Return
(reflects no deductions for charges and tax)
0.55% 8.48% 2.08% 4.08%
Fee Amount
Fund Charges (estimate) 0.57% per annum of fund's net value.
Administration fee $30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). You do not pay the fee if you have all your money invested in the SuperLife Default Fund.
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
0.71% 6.32% 1.22% 2.66%
Market Index Return
(reflects no deductions for charges and tax)
0.55% 8.48% 2.08% 4.08%
Fee Amount
Fund Charges (estimate) 0.47% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
0.70% 6.30% 1.16% 2.63%
Market Index Return
(reflects no deductions for charges and tax)
0.55% 8.48% 2.08% 4.08%
Fee Amount
Fund Charges (estimate) 0.57% per annum of fund's net value.
Administration fee $12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.
Last month Last year 3 years (p.a.) 5 years (p.a.)
Return
(after deductions for charges and tax)
0.69% 6.12% 1.01% 2.51%
Market Index Return
(reflects no deductions for charges and tax)
0.55% 8.48% 2.08% 4.08%
Fee Amount
Fund Charges (estimate) 0.78% per annum of fund's net value.
Administration fee $60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

Asset Class

29 February 2024

The current allocation between the asset classes is:

Income Current %Target %Range
Cash and cash equivalents 13.94% 14.00% 0-90%
New Zealand fixed interest 20.58% 21.00% 0-50%
International fixed interest 34.49% 35.00% 0-60%
Total 69.01% 70.00%
Growth Current %Target %Range
Australasian equities 5.07% 5.00% 0-30%
International equities 23.31% 22.00% 0-35%
Listed property 1.08% 1.50% 0-15%
Other 1.52% 1.50% 0-15%
Total 30.98% 30.00%

Top 10 Fund Investments

29 February 2024

The managed funds invest in SuperLife's sector and ETF funds, and in directly held financial products. To view the top 10 individual holdings of the underlying funds, download the latest fund update at the top of this page.

NameType%
Smartshares Global Aggregate Bond ETF International fixed interest 18.97%
Smartshares Global Government Bond Etf International fixed interest 13.80%
Smartshares NZ Cash ETF Cash and cash equivalents 12.88%
Smartshares NZ Bond ETF New Zealand fixed interest 10.30%
Smartshares S&P/NZX NZ Government Bond ETF New Zealand fixed interest 10.28%
Smartshares Total World ETF International equities 9.06%
Smartshares S&P/NZX 50 ETF Australasian equities 3.24%
Smartshares US 500 ETF International equities 2.24%
Smartshares Europe ETF International equities 2.11%
Vanguard International Credit Securities Index Fund - AUD Hedged International fixed interest 1.72%

 

Geography

29 February 2024
Country%Relative Weighting
New Zealand 36.78%
United States 26.91%
Japan 11.76%
Australia 6.36%
United Kingdom 2.58%
France 2.33%
Germany 2.14%
Switzerland 1.42%
The Netherlands 1.28%
Sweden 1.02%
Denmark 0.81%
China 0.75%
Singapore 0.68%
Canada 0.63%
Spain 0.61%
Italy 0.56%
Hong Kong 0.43%
Taiwan 0.43%
India 0.41%
Belgium 0.37%
South Korea 0.33%
Finland 0.25%
Norway 0.13%
Brazil 0.12%
Ireland 0.11%
Saudi Arabia 0.11%
South Africa 0.07%
Mexico 0.07%
Austria 0.07%
Israel 0.06%
Indonesia 0.05%
Thailand 0.05%
Malaysia 0.04%
Poland 0.03%
Chile 0.03%
United Arab Emirates 0.03%
Turkey 0.02%
Philippines 0.02%
Kuwait 0.02%
Qatar 0.02%
Luxembourg 0.01%
Portugal 0.01%
Greece 0.01%

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