SuperLife High Growth Fund

Asset Class	Multi-asset class
Geographic Focus	International
Market Index	The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 31/10/2023)	$543,663,585
Fund Start Date	15 September 2013
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$753,564,214
Fund Start Date	28 October 2016
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$136,520,834
Fund Start Date	15 September 2013
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$16,957,198
Fund Start Date	15 September 2013
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

31 October 2023

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-3.01%	2.06%	4.67%	4.96%
Market Index Return (reflects no deductions for charges and tax)	-3.70%	2.17%	5.40%	7.30%

Fee	Amount
Fund Charges (estimate)	0.63% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). You do not pay the fee if you have all your money invested in the SuperLife Default Fund.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-3.02%	1.94%	4.60%	4.96%
Market Index Return (reflects no deductions for charges and tax)	-3.70%	2.17%	5.40%	7.30%

Fee	Amount
Fund Charges (estimate)	0.53% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-3.02%	2.07%	4.68%	4.99%
Market Index Return (reflects no deductions for charges and tax)	-3.70%	2.17%	5.40%	7.30%

Fee	Amount
Fund Charges (estimate)	0.63% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee	You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-3.03%	1.92%	4.57%	4.95%
Market Index Return (reflects no deductions for charges and tax)	-3.70%	2.17%	5.40%	7.30%

Fee	Amount
Fund Charges (estimate)	0.84% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

31 October 2023

Income	Current %	Target %	Range
Cash and cash equivalents	2.30%	1.00%	0-20%
Total	2.30%	1.00%
Growth	Current %	Target %	Range
Australasian equities	29.21%	25.00%	0-60%
International equities	64.87%	64.00%	0-80%
Listed property	3.61%	5.00%	0-25%
Other	0.00%	5.00%	0-15%
Total	97.69%	99.00%

31 October 2023

Name	Type	%
Smartshares S&P/NZX 50 ETF	Australasian equities	15.30%
Smartshares Total World ETF	International equities	12.06%
Smartshares US 500 ETF	International equities	9.57%
Smartshares Europe ETF	International equities	7.72%
Smartshares Asia Pacific ETF	International equities	4.98%
Smartshares Emerging Markets ETF	International equities	4.18%
Smartshares US Mid Cap ETF	International equities	4.13%
Ishares Core Ftse Global Infrastructure Aud Hedged Etf	Australasian equities	3.63%
Smartshares US Small Cap ETF	International equities	3.50%
Smartshares Total World Nzd Hedged ETF	International equities	3.24%

Geography

31 October 2023

Country	%	Relative Weighting
United States	35.09%
New Zealand	27.56%
Australia	18.47%
China	4.01%
Japan	2.08%
Taiwan	2.00%
South Korea	1.58%
United Kingdom	1.01%
France	0.86%
Germany	0.74%
Canada	0.69%
Brazil	0.64%
Saudi Arabia	0.52%
Switzerland	0.39%
South Africa	0.38%
Mexico	0.36%
Italy	0.36%
The Netherlands	0.35%
Spain	0.29%
Thailand	0.27%
Sweden	0.21%
Malaysia	0.21%
Denmark	0.21%
United Arab Emirates	0.18%
Hong Kong	0.14%
Poland	0.12%
Qatar	0.12%
Belgium	0.11%
Kuwait	0.10%
Turkey	0.10%
Singapore	0.10%
Finland	0.09%
Philippines	0.08%
Chile	0.08%
Austria	0.07%
Norway	0.06%
Greece	0.05%
Ireland	0.05%
Israel	0.04%
Hungary	0.04%
Portugal	0.03%
Peru	0.02%
Luxembourg	0.02%
Colombia	0.02%
Romania	0.02%
Czech Republic	0.02%
Egypt	0.01%
Bermuda	0.01%