SuperLife Income Fund

Asset Class	Multi-asset class
Geographic Focus	International
Market Index	The market index for the fund is a composite index. It is made up of the indices used to measure the performance of the assets that the fund invests in. The market index return for the fund is calculated using the weighted average annual return of the market indices used to measure the performance of the assets that the fund invests in. This is calculated by multiplying the index return for each asset class by the target asset allocation weights for each asset class

Fund Value ( 31/10/2023)	$208,287,922
Fund Start Date	15 September 2013
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$287,697,404
Fund Start Date	28 October 2016
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$60,075,052
Fund Start Date	15 September 2013
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/10/2023)	$3,827,211
Fund Start Date	15 September 2013
Risk Indicator ( 29/09/2023)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

31 October 2023

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.39%	0.26%	-2.66%	0.18%
Market Index Return (reflects no deductions for charges and tax)	-0.19%	1.42%	-2.40%	1.21%

Fee	Amount
Fund Charges (estimate)	0.56% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). You do not pay the fee if you have all your money invested in the SuperLife Default Fund.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.38%	0.28%	-2.53%	0.27%
Market Index Return (reflects no deductions for charges and tax)	-0.19%	1.42%	-2.40%	1.21%

Fee	Amount
Fund Charges (estimate)	0.46% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.39%	0.26%	-2.61%	0.24%
Market Index Return (reflects no deductions for charges and tax)	-0.19%	1.42%	-2.40%	1.21%

Fee	Amount
Fund Charges (estimate)	0.56% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee	You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-0.40%	0.11%	-2.75%	0.10%
Market Index Return (reflects no deductions for charges and tax)	-0.19%	1.42%	-2.40%	1.21%

Fee	Amount
Fund Charges (estimate)	0.77% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

31 October 2023

Income	Current %	Target %	Range
Cash and cash equivalents	19.47%	19.00%	0-100%
New Zealand fixed interest	37.84%	39.00%	0-70%
International fixed interest	33.05%	42.00%	0-70%
Total	90.36%	100.00%
Growth	Current %	Target %	Range
Other	0.00%	0.00%	0-0%
Total

31 October 2023

Name	Type	%
Smartshares Global Aggregate Bond ETF	International fixed interest	25.65%
Smartshares NZ Bond ETF	New Zealand fixed interest	18.98%
Smartshares S&P/NZX NZ Government Bond ETF	New Zealand fixed interest	18.86%
Smartshares NZ Cash ETF	Cash and cash equivalents	18.37%
Smartshares Global Government Bond Etf	Australasian equities	9.63%
Smartshares Global Bond ETF	International fixed interest	7.41%
ANZ NZD Current Account	Cash and cash equivalents	1.11%
Net Current Assets	Cash and cash equivalents	-0.02%

Geography

31 October 2023

Country	%	Relative Weighting
New Zealand	58.09%
United States	17.40%
Japan	4.82%
China	4.22%
France	2.25%
Germany	2.08%
United Kingdom	1.90%
Canada	1.46%
Italy	1.36%
Spain	0.97%
Australia	0.74%
South Korea	0.58%
The Netherlands	0.56%
Belgium	0.39%
Switzerland	0.37%
Austria	0.28%
Sweden	0.27%
Mexico	0.23%
Malaysia	0.17%
Finland	0.15%
Ireland	0.15%
Denmark	0.14%
Thailand	0.14%
Norway	0.12%
Singapore	0.11%
Portugal	0.11%
Poland	0.11%
Saudi Arabia	0.09%
United Arab Emirates	0.09%
Chile	0.07%
Romania	0.07%
Czech Republic	0.06%
Israel	0.06%
Hungary	0.05%
Hong Kong	0.05%
Luxembourg	0.04%
Colombia	0.04%
Qatar	0.04%
Peru	0.04%
Philippines	0.03%
Panama	0.02%
Brazil	0.02%
Uruguay	0.01%
Kazakhstan	0.01%