Australian Shares Fund

Asset Class	Single asset class - Australasian equities
Geographic Focus	Australia
Market Index	S&P/ASX 200 Index (75% hedged to the New Zealand dollar)

Fund Value ( 31/08/2020)	$16,871,545
Fund Start Date	24 October 2007
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/08/2020)	$48,951,101
Fund Start Date	28 October 2016
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/08/2020)	$30,316,578
Fund Start Date	12 October 2007
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/08/2020)	$652,415
Fund Start Date	24 July 2012
Risk Indicator ( 31/05/2020)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

31 August 2020

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	4.12%	-4.05%	2.86%	5.14%
Market Index Return (reflects no deductions for charges and tax)	3.24%	-4.48%	6.08%	7.40%

Fee	Amount
Fund Charges	0.59% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The gross fee is calculated using your PIR.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	4.07%	-4.08%	2.85%
Market Index Return (reflects no deductions for charges and tax)	3.24%	-4.48%	6.08%

Fee	Amount
Fund Charges	0.49% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.
Paper statements fee	$18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form). The paper statements fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	4.14%	-3.97%	2.92%	5.23%
Market Index Return (reflects no deductions for charges and tax)	3.24%	-4.48%	6.08%	7.40%

Fee	Amount
Fund Charges	0.49% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.
Paper statements fee	$18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form). The paper statements fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.
Transfer fee	$50 for each transfer (you will only be charged this fee if the PDS Supplement for your employer allows you to transfer money from your accounts to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme). The transfer fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The relevant gross fee is calculated using your PIR.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	4.11%	-4.03%	2.81%	5.12%
Market Index Return (reflects no deductions for charges and tax)	3.24%	-4.48%	6.08%	7.40%

Fee	Amount
Fund Charges	0.60% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). The administration fee is stated net of an income tax deduction applied in calculating your PIE tax payable (the deduction is paid to us). The gross fee is calculated using a 28% tax rate.
Entry fee	1% of the amount transferred or $500 (whichever is greater). You will be charged this fee when you transfer money into the Scheme from a UK pension scheme or another ROPS.
Exit fee	1% of the amount transferred or $500 (whichever is greater). You will be charged this fee if you transfer your investment from the Scheme to a UK pension scheme or another ROPS.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

31 August 2020

Name	Type	%
Smartshares Australian Mid Cap ETF	Australasian equities	40.74%
Smartshares Australian Top 20 ETF	Australasian equities	32.95%
Smartshares Australian Financials ETF	Australasian equities	9.31%
Smartshares S&P/ASX 200 ETF	Australasian equities	4.89%
Smartshares Australian Dividend ETF	Australasian equities	4.32%
Smartshares AustralianProperty ETF	Australasian equities	4.30%
Smartshares Australian Resources ETF	Australasian equities	1.72%
Westpac Current Account	Cash and cash equivalents	1.52%
Foreign exchange hedging contract	Other	0.25%

Sector

31 August 2020

Sector	%	Relative Weighting
Financials	27.35%
Materials	17.98%
Technology	7.96%
Consumer Discretionary	7.36%
Health Care	6.84%
Industrials	6.80%
Real Estate	6.73%
Other	6.67%
Communication Services	5.11%
Consumer Staples	3.19%