Global Property Fund

Asset Class	Single asset class - Property
Geographic Focus	International
Market Index	25% S&P/NZX Real Estate Select Index, 25% S&P/ASX 200 A-REIT Equal Weight Index ( 75% hedged to the New Zealand dollar), 50% FTSE EPRA/NAREIT developed ex Australia rental index (75% hedged to the New Zealand dollar)

Fund Value ( 31/12/2019)	$18,503,863
Fund Start Date	24 October 2007
Risk Indicator ( 30/09/2018)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/12/2019)	$56,996,217
Fund Start Date	28 October 2016
Risk Indicator ( 30/09/2018)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/12/2019)	$32,061,322
Fund Start Date	13 October 2007
Risk Indicator ( 30/09/2018)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 31/12/2019)	$1,148,752
Fund Start Date	24 July 2012
Risk Indicator ( 30/09/2018)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

31 December 2019

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.21%	21.25%	11.43%	9.28%
Market Index Return (reflects no deductions for charges and tax)	-1.07%	24.18%	11.86%	10.19%

Fee	Amount
Fund Charges	0.58% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.20%	21.09%	11.46%
Market Index Return (reflects no deductions for charges and tax)	-1.07%	24.18%	11.86%

Fee	Amount
Fund Charges	0.48% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Paper statements fee	$18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.20%	21.27%	11.50%	9.36%
Market Index Return (reflects no deductions for charges and tax)	-1.07%	24.18%	11.86%	10.19%

Fee	Amount
Fund Charges	0.48% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Paper statements fee	$18 a year (you will only be charged this fee if you choose to receive statements and other SuperLife communications in paper form).
Transfer fee	$50 for each transfer (you will only be charged this fee if the PDS Supplement for your employer allows you to transfer money from your accounts to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	-1.21%	21.01%	11.38%	9.26%
Market Index Return (reflects no deductions for charges and tax)	-1.07%	24.18%	11.86%	10.19%

Fee	Amount
Fund Charges	0.59% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Entry fee	1% of the amount transferred or $500 (whichever is greater). You will be charged this fee when you transfer money into the Scheme from a UK pension scheme or another ROPS.
Exit fee	1% of the amount transferred or $500 (whichever is greater). You will be charged this fee if you transfer your investment from the Scheme to a UK pension scheme or another ROPS.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

31 December 2019

Name	Type	%
Vanguard International Property Securities Index Fund Hedged	Listed property	48.49%
Smartshares Australian Property Fund	Listed property	24.66%
Smartshares NZ Property Fund	Listed property	24.45%
Westpac Current Account	Cash and cash equivalents	1.37%
Foreign exchange hedging contract	Other	1.03%

Sector

31 December 2019

Sector	%	Relative Weighting
Real Estate	100.00%

Geography

31 December 2019

Country	%	Relative Weighting
United States	29.92%
New Zealand	26.90%
Australia	24.66%
Japan	4.85%
United Kingdom	2.72%
Germany	2.23%
Canada	1.60%
Hong Kong	1.26%
Singapore	1.21%
Sweden	1.12%