Overseas Non-government Bonds Fund

Asset Class	Single asset class - International fixed interest
Geographic Focus	International
Market Index	Bloomberg Global Aggregate Government-Related and Corporate Index (100% NZD Hedged)

Fund Value ( 30/09/2024)	$17,741,588
Fund Start Date	24 October 2007
Risk Indicator ( 27/06/2024)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/09/2024)	$45,766,218
Fund Start Date	28 October 2016
Risk Indicator ( 27/06/2024)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/09/2024)	$25,924,491
Fund Start Date	15 October 2007
Risk Indicator ( 27/06/2024)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Fund Value ( 30/09/2024)	$375,450
Fund Start Date	24 July 2012
Risk Indicator ( 27/06/2024)	Lower risk Higher risk 1 2 3 4 5 6 7 Potentially lower return Potentially higher return

Returns and Fees

30 September 2024

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	0.92%	8.35%	-0.98%	-0.05%
Market Index Return (reflects no deductions for charges and tax)	1.28%	11.42%	-0.86%	0.45%

Fee	Amount
Fund Charges (estimate)	0.54% per annum of fund's net value.
Administration fee	$30 a year (regardless of the number of investment options you invest in, or the number of times you change investment options). You do not pay the fee if you have all your money invested in the SuperLife Default Fund.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	0.92%	8.42%	-0.88%	0.05%
Market Index Return (reflects no deductions for charges and tax)	1.28%	11.42%	-0.86%	0.45%

Fee	Amount
Fund Charges (estimate)	0.44% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	0.92%	8.34%	-0.95%	0.00%
Market Index Return (reflects no deductions for charges and tax)	1.28%	11.42%	-0.86%	0.45%

Fee	Amount
Fund Charges (estimate)	0.54% per annum of fund's net value.
Administration fee	$12 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).
Transfer fee	You will only be charged this fee if you transfer money from your member account to a KiwiSaver scheme and the transfer is to a KiwiSaver scheme other than the SuperLife KiwiSaver scheme. The fee is $50 for each transfer.

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

	Last month	Last year	3 years (p.a.)	5 years (p.a.)
Return (after deductions for charges and tax)	0.91%	8.17%	-1.09%	-0.13%
Market Index Return (reflects no deductions for charges and tax)	1.28%	11.42%	-0.86%	0.45%

Fee	Amount
Fund Charges (estimate)	0.75% per annum of fund's net value.
Administration fee	$60 a year (regardless of the number of investment options you invest in, or the number of times you change investment options).

The returns are after tax at the highest prescribed investor rate (PIR) of tax for an individual New Zealand resident. Your tax may be lower. If you are a SuperLife investor, you can log in to see how your investments have performed.

31 July 2024

Name	Type	%
Vanguard International Credit Securities Index Fund - AUD Hedged	International fixed interest	99.63%
NZD Cash Account (ANZ Bank)	Cash and cash equivalents	0.89%
AUD Cash Account (BNP Paribas)	Cash and cash equivalents	0.85%
Net Current Assets	Cash and cash equivalents	-0.02%
Foreign exchange hedging contract	Cash and cash equivalents	-1.36%

Geography

30 August 2024

Country	%	Relative Weighting
United States	43.04%
Canada	9.24%
Germany	7.96%
France	6.44%
United Kingdom	4.90%
Australia	3.48%
Japan	3.01%
The Netherlands	2.16%
China	2.13%
Spain	1.54%
Italy	1.40%
Switzerland	1.23%
Belgium	1.16%
Saudi Arabia	1.04%
South Korea	0.99%
Sweden	0.87%
Mexico	0.75%
United Arab Emirates	0.66%
Indonesia	0.61%
Chile	0.56%
Ireland	0.55%
Finland	0.52%
Norway	0.51%
Denmark	0.41%
Singapore	0.36%
Luxembourg	0.36%
Romania	0.36%
Hong Kong	0.36%
Qatar	0.33%
Austria	0.27%
Poland	0.24%
Philippines	0.24%
Israel	0.22%
Hungary	0.21%
Panama	0.18%
New Zealand	0.18%
India	0.17%
Taiwan	0.16%
Peru	0.16%
South Africa	0.14%
Portugal	0.14%
Brazil	0.13%
Malaysia	0.13%
Czech Republic	0.10%
Uruguay	0.09%
Bermuda	0.09%
Thailand	0.08%
Macau	0.06%
Kazakhstan	0.05%
Colombia	0.02%

Portfolio Characteristics

31 July 2024

Duration	6.1
Current Yield	4.20%

Credit Allocation

31 July 2024

Credit Allocation	%	Relative Weighting
AAA	14.10%
AA- to AA+	18.20%
A- to A+	31.50%
BBB- to BBB+	34.50%
BB+ and lower, settlements	1.70%